Refer and Earn 1000 or 2000 (Best Refer & Earn Apps 2022)

Hey friends! Need Instant Paytm Cash? If I will tell you just Refer and earn 1000 or 2000 Paytm cash instantly to your wallet.

YES YES YES! Something amazing for you today that helps you to make your pocket money without any investments.

Today I will explain 31+ Best Refer and Earn Apps in India without investment, which helps you make Paytm cash as a student. 100% Free & 100% Guarantee Method.

What Is Refer & Earn System?

Refer & Earn is a program that allows you to earn Purchasing Power rewards for referring coworkers. You earn money for a future purchase, while your coworker receives a discount on their first purchase. It’s a win-win situation.

The refer and earn system works in a simple circular motion.

First, you have to find the apps or programs which allow referring and earn mechanisms then you have to join such programs and refer the application to your friends as well as family members, co-workers, colleagues, etc.

The referring should be done by the link of such an application. Once the person has downloaded the app from your referral link you will get paid by such an application.

The payment can be done to you in two forms: sometimes the apps like to give money and sometimes they give their services or any non-monetary benefits free of cost for each referral.

[Note: Paytm Earning Apps and other earning apps are real, but they aren’t evergreen money-making strategies. It’s not a way to build a business or make huge money. For Legitimate & long-term online businesses I Recommend you learn Affiliate Marketing, Blogging, Video Creation & other digital marketing methods.]

Refer and Earn 1000 or 2000: (30 Best Refer and Earn Apps In India)

1-Paytm Money:

It is an online discount broker with a straightforward pricing structure. If you are a beginner looking to begin your journey in the stock market, I believe Paytm Money is one of the best options for you. It provides its customers with a fixed brokerage plan. Paytm Money claims to offer a low-cost trading option, with trading fees that are lower than those of competitors.

Users can open a Demat account on the Paytm Money app using their basic information such as their PAN Card number, Aadhar number, a mobile number linked to Aadhar, and so on. This app allows you to purchase stocks, mutual funds, and gold. Any user can access the Paytm Money app using their Paytm number or sign up if they do not already have a Paytm account.

The Paytm Money referral program is only available to users who have a Demat account in this app.

If your referred friend does not complete their Demat account and trades for the first time, neither of you will receive any compensation.

Within 48 hours, your cashback will be credited to your trading balance.

Only after your referred friends have successfully registered will you receive a scratch card.

By scratching the scratch card, you can win up to ₹300.


If you want to earn money by taking online surveys and inviting friends, ySense is the best option for you. It includes an excellent referral programme for all users. If you have friends who want to make money online by taking surveys, you can refer them to ySense and earn up to 30% ySense affiliate commission.

Your referred friends can earn money from ySense by completing paid surveys and cash offers. And if they make money, you’ll get a 20% commission. 

If you work honestly and produce good results, they will increase your referral commission by up to 30%. The ySense survey, in my opinion, is also the best refer and earn website for all users. 

Simply join the ySense Survey affiliate program and you will be able to withdraw your earnings via PayPal or Amazon Gift Cards.

3-IIFL security:

This is one of India’s largest stock brokers. It provides Indian customers with online trading and research-based advisory services. They provide brokerage-free equity delivery trading and charge a flat Rs 20 fee for all other trades. IIFL Securities charges no account opening fees and an annual fee of Rs 250 for account maintenance. However, you are not required to pay any maintenance fees for the first year.

IIFL Securities has a fantastic refer and earn program. It is, in my opinion, one of the best refer and earn apps in India. The IIFL referral programme allows any user to earn a lot of money.

If you invite friends and provide your distinctive referral link, you will both receive a ₹500 referral bonus. 

After each successful referral, you will receive a gift voucher within 7 working days. You have 60 days from the date the voucher was credited to make a claim. 

Please keep in mind that you will only receive an IIFL referral reward if your friends open a Demat Account, download the IIFL Market App, and begin trading on the app.


In India, this is also a stock brokerage. It charges a flat brokerage fee regardless of size, commodity, or trading exchange. 

It has no account opening fees and a flat fee of ₹10 per executed order for mutual fund investments. 

5Paisa allows you to purchase both direct and regular mutual funds. You must also pay some AMC fees.

5Paisa, an online stock brokerage firm, has a lovely referral program. If you refer a friend, you will receive ₹500 (for the first referral) and a lifetime brokerage fee of up to 40%. To refer a friend, you must first open a Demat account with 5Paisa.

5Paisa referral is divided into three sections. These include Star, Elite Club, and Pro. If you refer more friends, your referral commission will increase.

5-Google Pay:

We can send money in a variety of ways. UPI is one of the best ways to transfer money in India. We can easily move funds from one bank account to another. Google Pay is one of India’s most popular UPI money transfer apps.

The majority of us prefer to transfer money using Google Pay because we can earn a scratch card for every transaction of ₹150 or more.

Google Pay also has a refer and earn program. This is an ongoing promotion from Google Pay or Tez. However, 

its terms and conditions change from time to time. Sometimes you’ll get ₹201, and other times you’ll get ₹180 or ₹150 for a referral. 

All cashback earned through Google Pay will be deposited into your primary bank account linked to UPI. Google Pay’s referral policy was recently altered. 

You will now receive ₹150 or sometimes 21 for a new referral, and the person who joins through your link will also receive 21 cash in their bank.

6-Phone Pay:

Aside from Google Pay, PhonePe is the most popular UPI app in India. You can use this app to make a variety of online payments. Everything is possible with the PhonePe App, from bank transfers to investments, gold purchases, and in-app purchases.

From the start, PhonePe includes a referral bonus. You will receive cashback if you refer your friends to join PhonePe and make UPI payments through it.

For a successful referral, you will receive ₹125 in your PhonePe wallet. After that, you can quickly transfer your PhonePe wallet balance to your bank account.

7- MobiKwik:

MobiKwik is a payment app as well. We can do a variety of things with this app, including online money transfers, recharge, and bill payments. MobiKwik recently modified its previous referral program. And they’ve just relaunched the referral program with new terms and conditions.

You will now receive 75 cashback in your MobiKwik Wallet if you refer your friends to MobiKwik and they begin inviting friends. 

In addition, anyone who joins MobiKwik using your referral link will receive a ₹75 cashback in their MobiKwik wallet after their first UPI transfer. 75 is the minimum transfer amount.

8- Groww App:

Groww is a mutual fund application. This app allows you to purchase stocks, mutual funds, and digital gold. To refer and earn money from the Groww App, you must first create an account. Following that, you can easily earn money from the Groww App by referring others.

You will receive 100 for each new referral who signs up using your link and activates their stocks account. The funds will be deposited directly into both of your Groww accounts. 

If you do not withdraw or invest the referral money, Groww will automatically deposit it to your linked bank account after a certain period of time.


Meesho is India’s most popular reselling app. You can make money here by referring people and reselling products. I’ve previously written an article on this subject. You can make money here by reselling products and referring others.

This article is about the ‘best refer and earn app in India.’ As a result, discussing Meesho reselling is pointless. The Meesho Referral is divided into four sections. If you refer a friend to the Meesho App, you will receive 25% of their sales for the next year.

Zero Referral, Rising Star, Super Star, and Mega Star are the four sections. Meesho claims that you can earn up to ₹50000 in 12 months by reselling the Meesho App.

10-My Eleven Circle:

It is a cricket fantasy app. You can play fantasy cricket, football, and rummy in this app. Rummy Circle is another name for the Sourav Ganguly fantasy cricket app. You will receive a cashback of ₹551 in your bank account if you use this app.

On this app, you can play fantasy cricket, football, and rummy games if you want. However, there is no need to play or invest a single rupee to earn ₹551 for a referral in the bank. You can only do so through a referral.

KYC must be completed using your PAN Card and bank account information. Following that, you will be able to withdraw your referral funds from a bank account.

The minimum withdrawal amount is one hundred dollars. You will only be allowed one free withdrawal per month. The money will be deposited into your bank account within 3-7 days.


EarnKaro is the best platform for you if you want to join an affiliate programme and earn money from home. As you are aware, you must apply for approval for any specific affiliate program.

However, there is no need to wait for approval in EarnKaro. You can easily start earning money by promoting product links on social media.

Aside from affiliate marketing, you can also earn money by referring others to the EarnKaro App. In this case, you will receive 10% of your friends’ profits in perpetuity.

The minimum withdrawal amount is ten dollars. Your earnings are easily withdrawable from your bank account.

11-Paytm First Games:

It is a Paytm-branded gaming app. This app allows us to play a variety of online games. We can play everything in this Paytm First Games, from fantasy cricket and rummy card games to puzzles, quizzes, and poker.

Sachin Tendulkar is the Paytm First Games App’s brand ambassador. This app includes a fantastic refer and earn offer.

You can earn up to 10% winning cash and spins if you refer friends to download and play games on Paytm First Games. Once you have a winning balance of 100 or more, you can withdraw the money to your Paytm wallet or bank account.

12-Vision 11:

You must not have heard of the Vision11 app. It is a cricket fantasy app. You can play fantasy cricket, football, basketball, baseball, handball, and other sports in this app.

This app allows users to play fantasy games and earn money. Aside from fantasy games, you can also earn money by referring others. Typically, you will receive a 100 bonus for each new referral.

However, according to the new referral policy, you will receive 20% of your friend’s deposit. 

This means that if a friend deposits ₹100 in your Vision11 wallet, you will receive ₹20 in your Vision11 winning balance. On this app, the minimum withdrawal is ₹100. Your winning balance can be withdrawn from your Paytm App and Bank Account.

13-Samsung Referral:

If you or your friends want to purchase a Samsung smartphone from the official website, you can earn vouchers and discount coupons. For each sale, users will receive up to ₹4500 vouchers and a 5% discount coupon.

You must log in or sign up on the official website for the first time. After that, you can quickly obtain your referral link by entering your mobile number and email address. The portal lists a few specific smartphones and products.

You will receive vouchers worth ₹750, ₹1500, and ₹4500 for referring friends. Aside from that, they will receive a discount. 

The vouchers can be redeemed at the Samsung online store and app. This page contains more information about the Samsung Affiliate Program.

14-SeoTool Adda:

This is a platform for SEO tools. This website may be familiar to you if you are a blogger or content creator. Many small bloggers use this platform to gain access to numerous keyword research platforms at a low cost. Despite the fact that they can only check a few keywords per day. However, I believe it is a profitable option for any small creator or blogger.

You can easily become an affiliate for SeoToolAdda and promote it to your blogger friends and community. In a month, you will receive a 20% referral commission for 1-10 sales, a 30% referral commission for 11-20 sales, and a 40% referral commission for 20+ sales.

15- ProSeo Tool:

ProSeoTools, like SeoToolAdda, also has an affiliate program. 

The procedures are identical in every way. Simply sign up on the ProSeoTools website, and then share your referral link with your friends and community. 

This website can be used for keyword research, site analysis, backlink checking, and other purposes.

You will be paid 20% for 1-10 sales, 30% for 11-20 sales, and 40% for 21 or more sales in a month. 

You can withdraw your referral commission to your Paytm wallet, bank account, PayPal account, or UPI ID. SeoToolAdda and ProSeoTools, in my opinion, are the best refer and earn websites in India.

16- Fantasy Power 11:

Fantasy Power 11 is one of the best fantasy apps with little competition. This app’s brand ambassador is Robin Uthappa. 

On this app, we can only play fantasy games. If you refer friends, you will receive a ₹100 cash bonus as well as a lifetime 25% referral commission. 

Every time they deposit money, you will receive 25% of it in your winnings. As a result, you can easily deposit your earnings into your Paytm wallet and bank account.

17- Royal 11:

It is a new fantasy app on the market. This app allows you to play a variety of fantasy games. 

You will get a 25% referral commission for a lifetime and a ₹300 cash bonus. 

You can withdraw your earnings after completing KYC into a Paytm wallet or a bank account. 

You must pay fees if you choose Paytm withdrawal or instant withdrawal.

18- Gamezy:

GameZy is a gaming application. Aside from fantasy games, we can play a variety of other games on this app. It is, in my opinion, one of the best refer and earn apps in India 2022. In this app, you can play fantasy, rummy, poker, quiz, ludo, and many other games. 

If you refer friends, you will receive a ₹125cash bonus. This bonus can be used to enter any cash competition. The minimal withdrawal amount is ₹25. Within 3 hours, your withdrawal will be credited to your Paytm wallet and bank account. 

The best part about this app is that there are no withdrawal fees.

19-Bolo Indya App:

Bolo Indya App is India’s most popular mobile app for watching short videos in local languages. Video creators can also earn money each month for high-quality videos that are popular on Bolo India. 

Bolo Indya’s goal is to provide a platform for every Indian to express themselves and share their experiences. In 2021, this is one of the most popular Best Refer And Earn Apps in India.

20-Pocket Money:

With over 10 million app downloads and a good rating of 4.2 on the Google Play Store, it is one of the most dependable and best refer and earn apps. By completing simple tasks, you can earn mobile recharge and up to Rs.500 cash. You’ll be surprised to learn that they pay Rs.30 for each referral who downloads the Pocket Money app; the daily earning limit is Rs.160.

You can also save money by using the coupons they provide to take advantage of the excellent discounts and offers they provide on food, e-commerce, and travel. Completing daily challenges, playing games, watching videos, and other activities on Pocket Money can earn you a commission.


This is more than just a refer and earn app; with its help, you can earn cash back for making bill payments, doing mobile recharges, and so on. Cubber is an online multi-purpose and socioeconomic payment app that allows you to shop, buy, book bus tickets, and pay for a variety of service bills.

In 2016, the D&K group launched this app with the goal of making it a multi-purpose online payment platform. You must first download this app before you can use it. 

Then, open the app and enter your information, including your mobile number, name, password, email address, and referral code, and your account will be created. Begin referring friends and earn up to Rs.50 per referral. Cubber is available for iOS and Android.

22-Batball 11:

It is yet another fantasy app that allows you to play fantasy cricket and earn real money. They offer various levels of fantasy games in which you can participate in fantasy sports with exciting offers and unique features. They also offer a Rs.50 joining bonus in your Batball11 wallet. Additionally, you can earn money by referring to this app to your friends and family.

People prefer this app because when referred users download the app and deposit at least Rs. 20, you and the referred user will each receive 50 INR Rewards in your wallet. There is no earning limit, so an infinite number of referrals can be referred. As a result of these features, it has emerged as one of the best refer and earn apps.

My Final Thoughts on Refer & Earn 1000 In India

Earning by referral is a marketing strategy that allows businesses to promote their products and services to potential customers. Customers in this case are referred by existing network members and serve as an effective marketing tool.

It would be incorrect to assume that the customer can make large sums of money using this method. Most of the time, referrers are paid a promotional sum as an incentive rather than as a primary source of income. 

Thus, it is advised not to rely on earnings to meet expenses. However, these best refer and earn apps are excellent for supplementing your primary income in a fun way.

[Note: Paytm Earning Apps and other earning apps are real, but they aren’t evergreen money-making strategies. It’s not a way to build a business or make huge money. If you are interested in establishing a legitimate and long-term online business, I recommend you learn Affiliate Marketing, Blogging, Video Creation, and other digital marketing methods.]

However, still…some Paytm earning apps & some referral & earning apps can help you earn decent pocket money like 2k to 5k or 10k per month.

->Read How To Earn 500 Paytm Cash Instantly 2022

->Read Top 10 Best Money Making Apps In India 2022

->Best Math Cash App Earn Money & Get paid instantly

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