Dhani App Review: Real or Fake [Refer & Earn Rs 100]

Dhani App Review 2021: Real or Fake [Good or Bad]: Dear Reader, Welcome To “Startupinklings” Today I am going to discuss Dhani App Review.

I know you have some questions about Dhani App, such as what is Dhani App?, Is Dhani App Real or Fake? , Is Dhani Refer & earn, DhaniApp is safe or not?, how does Dhani App work? and many more.

Well, without any further ado let’s discuss Dhani App Review & How you can earn money through this app.

[Note: Guys, Plz share Your Feedback in the Comment section related to Dhani App. By that other people get benefits from your experience. The Comment section is open for everyone. Share your experience (Good or Bad) it makes the Dhani App Review More helpful for people like you].

Dhani App Link: https://www.dhani.com/

What Exactly Dhani App Is?

dhani app review
Dhani App Review

‘Dhani’ is a mobile application that offers instant personal loans. To offer customers instant personal loan solutions, the app links a number of the country’s largest banks and brings them under a single roof with credit bureaus, UPI, Aadhaar, and NACH.

They don’t require extensive documentation and are easy to obtain, by going through a simple documentation process.

Dhani is your one-stop-shop for all your medical and financial needs. Dhani Wallet or Card allows you to take advantage of instant doctor consultations, medicine, instant loans, Demat/trading/stockbroking accounts, or just pay your bills, book flights, and shop with no hassle.

Guys! Let’s learn the steps involved in setting up the Dhani mobile app.

Below is a step-by-step description of the Dhani mobile application. Just follow the steps to get an instant load amount credited to your account.

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Dhani App Real or Fake?

Guys! I know it’s a bit difficult question to answer…is Dhani app fake or real?

According to lakhs of users, Dhani App is Legit & you will not find any scammy activity here, but here not everybody will get instant loan approval.

You need to verify all the personal & professional details with your IT Return & civil score.


  • Very Fast Loan approval Process
  • Google Playstore approved App
  • Good Brand Value and Trust
  • Fast Withdrawal Process.
  • Instant Payment.
  • Instant Verification
  • Instant Consultation
  • Instant Personal Loan Facility


  • Complete ID verification is necessary for withdrawal.
  • Network Errors
  • Little Hard to Use
  • Getting a Referal code is not easy

Dhani App Review: Steps To Get Instant Loan

Step 1: Install the Dhani app on your smartphone. You can download it for free from Google Play or Apple’s App Store.

Step 2:

 Once the installation is complete, you will be prompted to enter your phone number. As soon as you do that, you will receive an OTP, which must be entered in the required section.

Step 3:

Your loan amount will be requested after your number has been verified.

Following that, you will be asked to enter some basic information about yourself, such as whether you’re salaried or self-employed, the sector in which you’re employed (private, public, government), how you withdraw your salary (cheque, direct bank transfer, cash), your address details, and your PAN card number.

Step 4:

When you enter all the requested information, your identity will be verified, and you will be able to receive the loan amount directly into your bank account within minutes.

The app can also be used for making electronic payments towards your loan, managing and tracking the loan account, and repaying outstanding amounts.

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List Of Documents That Are Required

Documents are not required to be physically submitted by borrowers. The documents can be uploaded directly through mobile or web applications by users.

  • PAN Card
  • Proof of Address
  • Bank Credentials

Criteria for eligibility

  • Individuals aged 21 years and above(Person age must be in age of 21 or above)
  • Should be salaried or self-employed
  • Must be an Indian citizen

Dhani App Review: Highlights Of Major Features & Benefits

=> Dhani App comes with a simple user interface so that anyone easily accesses & uses this app.

=> Compatible in all types of devices.

=> 100% cloud-based app you can access/track your account at anytime you want.

=> Through this app, borrowers can obtain loans up to Rs.15 lakh that are disbursed directly into their bank accounts.

=> All you need to do is prove your identity (using Aadhaar and address proof) to avail of loans through Dhani. You’ll receive the loan sanctioned and paid into your account within 3 minutes if you are approved.

=> Because it is a mobile application, you can access it from your smartphone at any time, anywhere, giving you the flexibility to request and receive a personal loan while you are on the go.

=> The borrower should have an account at SBI/Axis Bank/Yes Bank/HDFC Bank/ICICI Bank with a Netbanking facility enabled to apply for a loan up to Rs.20,000.

=> Through the Dhani app, you can not only access an instant personal loan at the time of need, but also manage and track the loan account, pay your outstanding dues, and perform other functions on your smartphone.


How do I apply for a Dhani Personal Loan? Do I need to provide any security, collateral, or guarantor?

Not at all. To get a personal loan from Indiabulls Dhani, you will not have to provide security, collateral, or a guarantor.

How do I check the status of my online application?

If you applied via the mobile app or website, you can track your loan application’s progress through the loan progress bar. The status of your application can be obtained by writing to care_dhani@indiabulls.com if you applied through offline mode.

What are the interest rates on Dhani Personal Loans?

In computing the Dhani Personal Loan interest rate, the reducing balance method is used, which takes into consideration 365 days a year in addition to 30 days a month.

Dhani Personal Loans can also be taken out by co-applicants?

No, unfortunately. Co-applicants cannot be included in the loan application process for the Dhani Personal Loan.

Is it possible to change the EMI due date on my loan?

No. The EMI due date cannot be changed once the loan amount has been disbursed to your account.

On my EMI, when will the next instalment be due?

The loan approval process will allow you to select the instalment cycle date. There are two due dates offered by Indiabulls at the moment, which are the 2nd and 5th of each month.

Can I apply for the Dhani Personal Loan in any other way than the mobile app?

Indiabulls has an official website where you can apply for the Dhani Personal Loan. For the Dhani Personal Loan, you can also approach the nearest Indiabulls branch.

Is the loan amount deposited into any bank account other than the one on which I receive my salary?

Only verified bank accounts will be credited with loan proceeds under the Dhani Personal Loan. The objective here is to protect the borrowers’ interests.

How many days does it take to sanction a loan amount?

The process may take up to 7 days to complete. Depending on the submitted documents and the verification process, the process may take longer or shorter than 7 days.

Dhani App Review – Dhani App Is Real or Fake? [My Final Talks]

Guys, I hope you got everything you need to know about this amazing app in my Dhani Review & I have also explained if the Dhani app is real or fake…

Remember you can make good money through the Dhani app refer & earn program. I can Recommend Dhani App 100% to you.

Dhani App Is Not A Scam, it’s Real & Many people are using this Website to make money online also. So overall Dhani App is Safe & Good.

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